Document Type : Original Article
Authors
1 Department of Accounting, Faculty of Humanities and Social Sciences, University of Kurdistan, Sanandaj, Iran.
2 Department of Accounting, University of Hazrat-e Masoumeh, Qom, Iran.
Abstract
Objective: In Iran's economic system, banks and financial and credit institutions play an important role in economic growth and development. Based on this, the aim of this research is to identify and evaluate the challenges and obstacles of the banking system with the method of theme analysis.
Method: The present research was conducted with a qualitative method using the theme analysis method. The statistical population of the research was banking and economic experts of Kurdistan province. Data were collected through semi-structured interviews with experts and continued until reaching theoretical saturation. Stratified and snowball sampling methods were used to select experts. After conducting 12 interviews, theoretical saturation was determined
Findings: According to the experts, the challenges of the banking system of Kurdistan province included three parts: the challenges of the economic environment of Kurdistan province, the challenges of the macroeconomic environment of the country, and the challenges of the banking environment of Kurdistan province.
Conclusion: , it is necessary to improve the business environment of the province, allocate more national resources to the banks of the province and justify the managers of the banks of the province to grant more and easy facilities to economic enterprises.
Keywords
- Bank-Based Economy
- Banking System Challenges
- Thematic Analysis
- Interview-Based Research
- Kurdistan Province
Main Subjects
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