تاثیر نقدینگی بازار سهام بر ثبات بانکی در کشورهای درحال توسعه

نوع مقاله : مقاله پژوهشی

نویسندگان

1 استادیار، گروه اقتصاد، دانشگاه شهید اشرفی اصفهانی، اصفهان، ایران.

2 استادیار، گروه حسابداری، دانشگاه شهید اشرفی اصفهانی، اصفهان، ایران.

3 کارشناسی ارشد، گروه اقتصاد، دانشگاه شهید اشرفی اصفهانی، اصفهان، ایران.

چکیده

بانک‌ها و بازارهای سرمایه نقش مهمی در عملکرد بخش مالی و اقتصاد جهانی دارند. با توسعه نقدینگی کل بازار سهام، اتکای بانک‌ها به منابع غیرسنتی کسب‌وکار افزایش یافته تا زیان کسب‌وکار ناشی از عملکرد واسطه‌گری سنتی را جبران کنند. افزایش تنوع همراه مکمل های ناشی از بازارهای سهام نقدشونده می‌تواند تأثیرات مهمی بر ثبات کلی بانک ایجاد کند. نقدینگی بازار سهام می‌تواند بانک‌ها را تحت تأثیر قرار دهد تا درآمد و تنوع دارایی‌ها را همراه داشته باشد و در نتیجه ثبات خود را افزایش ‌دهند.

هدف این پژوهش بررسی تاثیر نقدینگی بازار سهام و تنوع بانکی بر ثبات بانکی در کشورهای منتخب در حال توسعه با استفاده از مدل های رگرسیونی چند متغیره مبتنی بر داده های ترکیبی طی سالهای 2014 تا 2022 است.

نتایج پژوهش نشان داد نقدینگی بازار سهام بر ثبات بانکی مؤثر بوده است همچنین با افزایش نقدینگی بازار سهام، بانک‌ها به سایر منابع سنتی و مرسوم متنوع می شوند و در نتیجه ثبات بانکی افزایش می‌یابد. بطوری‌که افزایش تنوع بانکی ناشی از توسعه نقدینگی بازار سهام با افزایش ثبات بانک همراه است.

کلیدواژه‌ها

موضوعات

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  • تاریخ دریافت: 11 مرداد 1403
  • تاریخ بازنگری: 13 مهر 1403
  • تاریخ پذیرش: 13 مهر 1403
  • تاریخ انتشار: 01 شهریور 1403

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